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Leave a Legacy

Note: Due to certain statutory regulations governing Charitable Gift Annuities in the state of Hawaii, PCRM is unable to offer gift annuities to its supporters living in that state. We welcome you to contact us to discuss other legacy gifts that best match your charitable intentions.

Charitable Gift Annuity

With a charitable gift annuity, you can make a gift and receive guaranteed payments for life.

 

How It Works

  • You transfer cash or securities. If you are 70 ½ or older, you can make a one-time, tax-free qualified charitable distribution of up to $53,000 from your IRA to fund a CGA.
  • Our minimum gift requirement is $10,000.
  • You, yourself and a spouse, or any two beneficiaries you name, will receive fixed payments for life.
  • Beneficiaries are recommended to be at least 70 years of age at the time of the gift.
  • The remaining balance passes to PCRM when the contract ends.
  • You can also create a life income gift through your IRA. Discover more here.

Benefits

  • Receive dependable payments for yourself or loved ones - see today’s rates.
  • Payments never change.
  • A portion of your gift is tax-deductible, if you itemize.
  • If you create a gift annuity using appreciated stock or mutual fund shares you may also save on capital gains taxes.
  • A portion of your annuity payment will be tax-free for a number of years.
  • Are you a younger donor? Consider a deferred gift annuity.